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Credit union · NCUA insured

Franklin Johnstown Federal Credit Union Credit Card Rates

Franklin Johnstown Federal Credit Union credit cards start at 10.00% APR on purchases, after any introductory rate. Rates checked October 16, 2026.

How Franklin Johnstown Federal Credit Union’s credit card rates compare

Compared with banks and credit unions near Johnstown, PA, where Franklin Johnstown Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.

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Franklin Johnstown Federal Credit Union credit card score

81

Credit card score

Higher than 57% of U.S. banks and credit unions

By rate
  • Purchase APRPurchase APR10.00%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

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Where Franklin Johnstown Federal Credit Union ranks

By credit card score, in each area where it has branches

Every rate

Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Who can join Franklin Johnstown Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • You can join if you retired from one of the credit union's SEGs.
  • You can join if you work in one of the credit union's Select Employee Groups [SEGs].

Family and household

  • You can join if your immediate family member is a Franklin Johnstown member.
  • You can join if you live in the same household as a member.

Cost to join

  • A deposit of $25.00 is required to keep in your Share/Savings account.
  • A deposit of $5.00 is required to keep in your savings account if you are under 21.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
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