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Franklin Johnstown Federal Credit Union Auto Loan Rates

Franklin Johnstown Federal Credit Union auto loans start at 4.49% APR for a new vehicle and 5.49% for a used one. Rates checked October 16, 2026.

How Franklin Johnstown Federal Credit Union’s auto loan rates compare

Compared with banks and credit unions near Johnstown, PA, where Franklin Johnstown Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.

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Franklin Johnstown Federal Credit Union auto loan score

86

Auto loan score

Higher than 75% of U.S. banks and credit unions

By vehicle
  • New vehicleNew4.49%
  • Used vehicleUsed5.49%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where Franklin Johnstown Federal Credit Union ranks

By auto loan score, in each area where it has branches

Every rate

Current auto loan rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Who can join Franklin Johnstown Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • You can join if you retired from one of the credit union's SEGs.
  • You can join if you work in one of the credit union's Select Employee Groups [SEGs].

Family and household

  • You can join if your immediate family member is a Franklin Johnstown member.
  • You can join if you live in the same household as a member.

Cost to join

  • A deposit of $25.00 is required to keep in your Share/Savings account.
  • A deposit of $5.00 is required to keep in your savings account if you are under 21.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
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