Credit union · NCUA insured
PRR South Fork Federal Credit Union Auto Loan Rates
Top CarrotPRR South Fork Federal Credit Union auto loans start at 4.25% APR for a new vehicle and 5.75% for a used one. Rates checked October 16, 2026.
How PRR South Fork Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Johnstown, PA, where PRR South Fork Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
PRR South Fork Federal Credit Union
4.25%APR
- Terms
- up to 84 months
Auto Loan
Lowest rate
MERHO Federal Credit Union
4.25%APR
- Terms
- up to 60 months
3rd-lowest rate
Franklin Johnstown Federal Credit Union
4.49%APR
- Terms
- —
PRR South Fork Federal Credit Union auto loan score
87
Auto loan score
Higher than 78% of U.S. banks and credit unions
- New vehicleNew4.25%
- Used vehicleUsed5.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where PRR South Fork Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 4.25% | New 2026-2025 models; 100% financing (New). Certain restrictions may apply. |
| up to 72 months | 4.75% | Used 2025-2023 models; 100% financing. Used vehicle 60 and 84 month financing; certain restrictions may apply. |
| up to 60 months | 5.75% | Used 2022-2020 models; 100% financing. Used vehicle 60 and 84 month financing; certain restrictions may apply. |
| up to 48 months | 7.00% | Used 2019 & Older models; 100% financing. |
Sources (1)
- prrsouthfork.com/loans · captured Oct 7, 2026
Who can join PRR South Fork Federal Credit Union
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