Bank · FDIC insured
Foundation Bank Savings Rates
A $217.9M bank headquartered in McKenzie, TN, with 7 branches in Tennessee.
How Foundation Bank’s savings rates compare
Compared with banks and credit unions in Tennessee, where Foundation Bank has the most branches. $10,000, best rate first.
This bank’s best
Foundation Bank
0.45%APY
- Requires
- Conditions apply
- Minimum
- $1,000.01
- Earns on $10,000 a year
- $45
Round Up Savings
Top rate
Knoxville TVA Employees Credit Union
4.28%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $428
2nd-highest rate
Peoples Bank
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $1
- Earns on $10,000 a year
- $400
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Round Up Savings
Up to 0.45%APY
Requirements to earn high interest: eStatements, a minimum of 6 ACH deposits on 6 separate days (one ACH deposit will generate by using debit card), debit card linked to an MBC / Foundation Bank checking account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Qualifying rate: requires eStatements, minimum of 6 ACH deposits on 6 separate days, and a linked MBC / Foundation Bank checking account debit card | 3.03% | — | Qualifying rate: requires eStatements, minimum of 6 ACH deposits on 6 separate days, and a linked MBC / Foundation Bank checking account debit card |
| Up to $1,000Non-qualifying base rate when high interest requirements are not met | 0.05% | — | Non-qualifying base rate when high interest requirements are not met |
| Over $1,000Qualifying rate on portion of balance above $1,000: requires eStatements, minimum of 6 ACH deposits on 6 separate days, and a linked MBC / Foundation Bank checking account debit card | 0.45% | $45 | Qualifying rate on portion of balance above $1,000: requires eStatements, minimum of 6 ACH deposits on 6 separate days, and a linked MBC / Foundation Bank checking account debit card |
| Over $1,000Non-qualifying base rate on balances above $1,000 when high interest requirements are not met | 0.25% | $25 | Non-qualifying base rate on balances above $1,000 when high interest requirements are not met |
Sources (1)
- foundationbank.org/solutions/accounts · captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.