Bank · FDIC insured
Foundation Bank
A $217.9M bank headquartered in McKenzie, TN, with 7 branches in Tennessee.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: rates are not published online. Savings: only special-purpose accounts (IRA, youth) are published. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- Savings—3.03%Needs another account or monthly activitySavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Foundation Bank
Foundation Bank is a family-owned financial solutions provider.
- Headquarters
- 676 Main St N, McKenzie, TN 38201
- FDIC certificate
- 13955 ↗
Branches
7 branches in Tennessee
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Tennessee
7 branches
McKenzie area · 2
- Foundation BankMain office676 Main St N, McKenzie, TN 38201Directions
- Drive-In Branch15345 Highland Dr, McKenzie, TN 38201Directions
Alamo area · 1
- Foundation Bank, A Division Of Mckenzie Banking Company9 N Bells St, Alamo, TN 38001Directions
Buchanan area · 1
- Foundation Bank, A Division Of Mckenzie Banking Company14201 Highway 79 N Ste Eagle, Buchanan, TN 38222Directions
Jackson area · 1
- Foundation Bank, A Division Of Mckenzie Banking Company2138 Pleasant Plains Extd, Jackson, TN 38305Directions
Obion area · 1
- Foundation Bank, A Division Of Mckenzie Banking Company224 S Seventh St, Obion, TN 38240Directions
Paris area · 1
- Foundation Bank, A Division Of Mckenzie Banking Company1137 E Wood St, Paris, TN 38242Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 14.72% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 2.39% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.89% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $66 | $81 | — |
- CapitalLeverage ratio14.72%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent2.39%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.89%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$66Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Foundation Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.