Credit union · NCUA insured
Southwest Oklahoma Federal Credit Union Credit Card Rates
Southwest Oklahoma Federal Credit Union credit cards start at 10.90% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How Southwest Oklahoma Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Lawton, OK, where Southwest Oklahoma Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Southwest Oklahoma Federal Credit Union
10.90%APR
- Up to
- —
Visa Credit Card
Lowest rate
Fort Sill Federal Credit Union
7.15%APR
- Up to
- —
2nd-lowest rate
Navy Federal Credit Union
10.24%APR
- Up to
- 18.00% APR
Southwest Oklahoma Federal Credit Union credit card score
79
Credit card score
Higher than 48% of U.S. banks and credit unions
- Purchase APRPurchase APR10.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Southwest Oklahoma Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.90% | None | Fixed rate; no balance transfer fee, and no cash advance fee |
Sources (1)
- swofcu.com/credit-card · captured Oct 7, 2026
Who can join Southwest Oklahoma Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Caddo, Comanche, Cotton, Kiowa, Tillman, or Stephens County.
Family and household
- Membership is open to family members of existing account holders.
Cost to join
- Opening membership requires opening a Share Savings account with as little as $5.
Membership information collected October 4, 2026.