Credit union · NCUA insured
Fort Sill Federal Credit Union Auto Loan Rates
Fort Sill Federal Credit Union auto loans start at 5.24% APR for a new vehicle and 5.39% for a used one. Rates checked October 15, 2026.
How Fort Sill Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Lawton, OK, where Fort Sill Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Fort Sill Federal Credit Union
5.24%APR
- Terms
- up to 84 months
- Up to
- —
Auto Loans
Lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
- Up to
- —
2nd-lowest rate
Southwest Oklahoma Federal Credit Union
4.50%APR
- Terms
- up to 60 months
- Up to
- 10.50% APR
Fort Sill Federal Credit Union auto loan score
76
Auto loan score
Higher than 42% of U.S. banks and credit unions
- New vehicleNew5.24%
- Used vehicleUsed5.39%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Fort Sill Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Membership required for residents in Comanche and adjacent counties in OK and TX. Rates subject to credit worthiness. Minimum monthly payment is $25.00.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 5.24% | New/Used Vehicles (2024-2026). With approved credit. Minimum finance amount eligible for loan term listed. Maximum vehicle mileage not to exceed 80k for loan term listed. |
| up to 84 months | 5.39% | Used Vehicles (2021-2023). With approved credit. Minimum finance amount eligible for loan term listed. Maximum vehicle mileage not to exceed 80k for loan term listed. |
| up to 75 months | 7.09% | Used Vehicles (2017-2020). With approved credit. Rate & term dependent on credit score. Terms may vary based on loan amount and year of collateral. |
| up to 60 months | 8.74% | Older Used Vehicles (2016 & Older). With approved credit. Rate & term dependent on credit score. Terms may vary based on loan amount and year of collateral. |
Sources (1)
- fsfcu.com/vehicle-loans-rates · captured Oct 5, 2026
Motorcycle Loans
Membership required for residents in Comanche and adjacent counties in OK and TX. Rates subject to credit worthiness. Minimum monthly payment is $25.00.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 6.54% | New Motorcycle 100% Retail. With approved credit. Rate & term dependent on credit score. Terms may vary based on loan amount and year of collateral. |
| up to 84 months | 6.74% | Used Motorcycle 100% Retail/NADA. With approved credit. Rate & term dependent on credit score. Terms may vary based on loan amount and year of collateral. |
Sources (1)
- fsfcu.com/vehicle-loans-rates · captured Oct 5, 2026
Who can join Fort Sill Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is available to individuals who live, work, worship, or attend school in select Oklahoma counties.
- Membership is available to individuals who live, work, worship, or attend school in select Texas counties.
Cost to join
- A minimum deposit of $5 is required to open an account.
Membership information collected October 4, 2026.