Credit union · NCUA insured
Forrit Credit Union Credit Card Rates
Forrit Credit Union credit cards start at 11.95% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Forrit Credit Union’s credit card rates compare
Compared with banks and credit unions near Portland, OR-WA, where Forrit Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Forrit Credit Union
11.95%APR
- Up to
- —
Visa Gold Credit Card
Lowest rate
Rivermark Community Credit Union
8.90%APR
- Up to
- 19.90% APR
2nd-lowest rate
Point West Credit Union
8.95%APR
- Up to
- —
Forrit Credit Union credit card score
73
Credit card score
Higher than 34% of U.S. banks and credit unions
- Purchase APRPurchase APR11.95%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Forrit Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Secured Visa Gold Credit Card
Secured by savings funds held as collateral. Offer does not apply for residents of Illinois or Iowa.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.95% | None | Secured by savings account funds to establish or repair credit. Shares features and rates of the Visa Gold card. Maximum limit is $15,000.00. |
Sources (3)
- forritcu.org/borrow/credit-cards
- forritcu.org/borrow/credit-cards/gold-disclosures
- forritcu.org/borrow/rates
All captured Oct 3, 2026
Visa Gold Credit Card
Offer does not apply for residents of Illinois or Iowa.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.95% | None | Fixed-rate APR for purchases, balance transfers, and cash advances. Maximum limit is $15,000.00. |
Sources (3)
- forritcu.org/borrow/credit-cards
- forritcu.org/borrow/credit-cards/gold-disclosures
- forritcu.org/borrow/rates
All captured Oct 3, 2026
Visa Platinum Rewards Card
Offer does not apply for residents of Illinois or Iowa.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.00%–14.00% | $20 | APR is based on creditworthiness upon account opening, then varies with the Prime Rate. Annual fee of $20 is waived the first year and waived with $5,000 in net purchases each subsequent year. Maximum limit is $30,000.00. |
Sources (3)
- forritcu.org/borrow/credit-cards
- forritcu.org/borrow/credit-cards/platinum-disclosures
- forritcu.org/borrow/rates
All captured Oct 3, 2026
Who can join Forrit Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live or work in Multnomah, Clackamas, Washington, Marion, Yamhill, Polk, or Columbia County, Oregon.
Family and household
- Membership is open to individuals who have a family member who is already a Forrit member.
Cost to join
- A $5 opening deposit is required to establish a Membership Share Account.
Membership information collected October 4, 2026.