Credit union · NCUA insured
Flagship Community FCU Auto Loan Rates
Flagship Community FCU auto loans start at 4.45% APR for a new vehicle and 4.45% for a used one. Rates checked October 16, 2026.
How Flagship Community FCU’s auto loan rates compare
Compared with banks and credit unions near Detroit, MI, where Flagship Community FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Flagship Community FCU
4.45%APR
- Terms
- —
- Discount
- None included
Auto Loan
Lowest rate
Chief Financial Credit Union
3.99%APR
- Terms
- —
- Discount
- None included
2nd-lowest rate
FreeStar Financial Credit Union
3.99%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Flagship Community FCU auto loan score
91
Auto loan score
Higher than 92% of U.S. banks and credit unions
- New vehicleNew4.45%
- Used vehicleUsed4.45%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Flagship Community FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
| Terms | APR | Conditions |
|---|---|---|
| — | 4.45% | — |
Who can join Flagship Community FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, or attend school in St. Clair, Sanilac, or Huron County, Michigan.
- Membership is open to anyone who lives, works, or worships in St. Clair County, Sanilac County, or Huron County.
Membership information collected October 5, 2026.