Credit union · NCUA insured
FirstEnergy Family Credit Union Auto Loan Rates
Top CarrotFirstEnergy Family Credit Union auto loans start at 4.50% APR for a new vehicle and 4.50% for a used one. Rates checked October 16, 2026.
How FirstEnergy Family Credit Union’s auto loan rates compare
Compared with banks and credit unions near Akron, OH, where FirstEnergy Family Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
FirstEnergy Family Credit Union
4.50%APR
- Terms
- up to 60 months
New and Used Vehicles (up to 1 ton capacity)
Lowest rate
Summit Federal Credit Union
3.99%APR
- Terms
- up to 60 months
2nd-lowest rate
Integrity Federal Credit Union
4.25%APR
- Terms
- up to 72 months
FirstEnergy Family Credit Union auto loan score
89
Auto loan score
Higher than 86% of U.S. banks and credit unions
- New vehicleNew4.50%
- Used vehicleUsed4.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where FirstEnergy Family Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New and Used Vehicles (up to 1 ton capacity)
Financing for qualified FirstEnergy Family Credit Union members. Vehicles up to 1 ton capacity. New: 100% financing (never titled and less than 50 miles on odometer); Used: 100% of NADA Avg. Retail. Actual rate may vary based on creditworthiness, age of vehicle, and loan terms.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.50% | 1-7 years old. Up to 100% financing for New or 100% of NADA Avg. Retail for Used. |
| up to 48 months | 4.50% | 1-7 years old. Up to 100% financing for New or 100% of NADA Avg. Retail for Used. |
| up to 60 months | 4.50% | 1-5 years old. Up to 100% financing for New or 100% of NADA Avg. Retail for Used. |
| up to 72 months | 5.50% | 1-3 years old. Up to 100% financing for New or 100% of NADA Avg. Retail for Used. |
| up to 84 months | 6.00% | 1-3 years old. Up to 100% financing for New or 100% of NADA Avg. Retail for Used. |
Sources (1)
- fefcu.com/borrow/loan-rates.php · captured Oct 7, 2026
Who can join FirstEnergy Family Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of FirstEnergy Corp. are eligible for membership.
Family and household
- Family members of FirstEnergy Corp. employees are eligible for membership.
Membership information collected October 5, 2026.