Bank · FDIC insured
First State Bank Auto Loan Rates
First State Bank auto loan rates start at 5.75% APR. Rates checked October 15, 2026.
How First State Bank’s auto loan rates compare
Compared with banks and credit unions in Oklahoma, where First State Bank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
First State Bank
– –
- Terms
- —
- Up to
- —
No ongoing APR published
Lowest rate
Texoma Educators
2.99%APR
- Terms
- —
- Up to
- —
2nd-lowest rate
American Airlines Federal Credit Union
4.09%APR
- Terms
- 37–60 months
- Up to
- 13.14% APR
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 5.75% | Auto Loan Special for New Auto (2024-2025). Requires credit approval (WAC) and auto debit from a First State Bank account. Available through 8/30/25 on new loans or refinance of non-First State Bank loans. Model year limitations may apply. Financing subject to the lesser of 100% of MSRP or purchase price for new vehicles, or lesser of 100% of NADA clean retail or purchase price for used. |
Sources (3)
- fsbtahlequah.com/loans/personal-loans
- fsbtahlequah.com/loans/personal-loans/auto-loans.html
- fsbtahlequah.com/rates/loan-rates.html
All captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.