Bank · FDIC insured
First State Bank of Shelby Savings Rates
First State Bank of Shelby’s best savings rate is 0.15% APY on $10,000, with its Savings Account. Rates checked October 22, 2026.
How First State Bank of Shelby’s savings rates compare
Compared with banks and credit unions in Montana, where First State Bank of Shelby has the most branches. $10,000, best rate first.
This bank’s best
First State Bank of Shelby
0.15%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $15
Savings Account
Top rate
Daniels-Sheridan Federal Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $25
- Earns on $10,000 a year
- $400
2nd-highest rate
Mile High FCU
3.50%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $350
First State Bank of Shelby savings score
67
Savings score
Higher than 18% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0000.15%
- QualifiedQualified0.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First State Bank of Shelby ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Savings Account
0.15%APY
Interest is compounded daily and credited quarterly. Rates may change at any time. A service charge of $4.50 is imposed each quarterly statement cycle if the average daily balance falls below $100.00.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRates may change after account is opened. Interest credited quarterly and compounded daily. $4.50 quarterly statement cycle service charge if average daily balance falls below $100.00.Any balance | 0.15% | $15 | Rates may change after account is opened. Interest credited quarterly and compounded daily. $4.50 quarterly statement cycle service charge if average daily balance falls below $100.00. |
Sources (2)
- fsbshelby.com/products-services/products/current-rates
- fsbshelby.com/products-service…roducts/savings-accounts
All captured Sep 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.