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Bank · FDIC insured

First State Bank of Shelby CD Rates

First State Bank of Shelby’s best CD rate is 0.90% APY on a 3-year CD. Terms run from 1 year to 3 years. Rates checked October 22, 2026.

How First State Bank of Shelby’s CD rates compare

Compared with banks and credit unions in Montana, where First State Bank of Shelby has the most branches. $10,000, best rate first.

  • This bank’s best

    First State Bank of Shelby

    0.90%APY

    Term
    36 months
    Requires
    None
    Minimum
    $500
    Earns on $10,000
    $272

    CD's

  • Top rate

    Horizon Credit Union

    4.70%APY

    Term
    15 months
    Requires
    Another account
    Minimum
    —
    Earns on $10,000
    $591

    Horizon Credit Union rates

  • Top Carrot, Carrot Score 89

    2nd-highest rate

    Mountain America Credit Union

    4.50%APY

    Term
    24 months
    Requires
    None
    Minimum
    $5
    Earns on $10,000
    $920

    Mountain America Credit Union rates

Compare CD rates near you →

First State Bank of Shelby CD score

61

CD score

Higher than 3% of U.S. banks and credit unions

By term
  • 9–15 months9–15 mo0.55%
  • 16–30 months16–30 mo0.80%
  • 31–60 months31–60 mo0.90%
  • QualifiedQualified0.90%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where First State Bank of Shelby ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the bank’s website. Earnings assume the rate doesn’t change.

Opening an account

Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.

Visit institution website ↗Branches and institution details
← First State Bank of Shelby overview