Credit union · NCUA insured
First Nebraska Credit Union Credit Card Rates
First Nebraska Credit Union credit cards start at 12.70% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How First Nebraska Credit Union’s credit card rates compare
Compared with banks and credit unions near Omaha, NE-IA, where First Nebraska Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
First Nebraska Credit Union
12.70%APR
- Up to
- —
Visa Platinum Plus Credit Card
Lowest rate
Omaha Police Federal Credit Union
8.99%APR
- Up to
- 18.00% APR
2nd-lowest rate
Midland Credit Union
9.90%APR
- Up to
- —
First Nebraska Credit Union credit card score
69
Credit card score
Higher than 25% of U.S. banks and credit unions
- Purchase APRPurchase APR12.70%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where First Nebraska Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Classic Credit Card
Must be a member of the Credit Union to obtain a loan ($5 minimum balance required in share savings). Variable rate based on Prime + 10.7%. Credit limit up to $10,000. Secured option available. 25-day grace period for purchase balances if paid off in full each month.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.45% | None | Variable APR based on Prime + 10.7%. Low annual fee. Credit limit up to $10,000. Secured option available. 25-day grace period for purchases if paid in full each month. |
Sources (2)
All captured Oct 5, 2026
Visa Platinum Plus Credit Card
Must be a member of the Credit Union to obtain a loan ($5 minimum balance required in share savings). Variable rate based on Prime + 5.7%. Credit limit up to $25,000. 25-day grace period for purchase balances if paid off in full each month.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.45% | None | Variable APR based on Prime + 5.7%. No annual fee. Credit limit up to $25,000. 25-day grace period for purchases if paid in full each month. |
Sources (2)
All captured Oct 5, 2026
Visa Platinum Rewards Credit Card
Must be a member of the Credit Union to obtain a loan ($5 minimum balance required in share savings). Variable rate based on Prime + 10.5%. Credit limit up to $25,000. 25-day grace period for purchase balances if paid off in full each month.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.25% | None | Variable APR based on Prime + 10.5%. No annual fee. Credit limit up to $25,000. Earn 1 point per dollar spent on new purchases. 25-day grace period for purchases if paid in full each month. |
Sources (2)
All captured Oct 5, 2026
Who can join First Nebraska Credit Union
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