Credit union · NCUA insured
First Nebraska Credit Union Auto Loan Rates
First Nebraska Credit Union auto loans start at 4.70% APR for a new vehicle and 4.70% for a used one. Rates checked October 22, 2026.
How First Nebraska Credit Union’s auto loan rates compare
Compared with banks and credit unions near Omaha, NE-IA, where First Nebraska Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
First Nebraska Credit Union
4.70%APR
- Terms
- 36–84 months
- Discount
- Included in the rate
AUTOS/MOTORCYCLES
Lowest rate
Kellogg Credit Union
3.24%APR
- Terms
- up to 60 months
- Discount
- None included
2nd-lowest rate
PenFed Credit Union
3.84%APR
- Terms
- up to 60 months
- Discount
- None included
First Nebraska Credit Union auto loan score
86
Auto loan score
Higher than 72% of U.S. banks and credit unions
- New vehicleNew4.70%
- Used vehicleUsed4.70%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where First Nebraska Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
AUTOS/MOTORCYCLES
Must be a member of the Credit Union to obtain a loan ($5 minimum balance required in share savings). Rates are quoted with a 0.25% discount for new money loans with a checking account relationship having direct deposit; members without a qualifying checking account may receive a slightly higher rate (.25%). All loans subject to credit approval.
| Terms | APR | Conditions |
|---|---|---|
| 36–84 months | 4.70% | Model year: 2024 & Newer. Stated base term is 36 months (36-84 months available). Repayment example: $25,000 at 4.70% APR for 36 months is $745.91/month; $25,000 at 4.87% APR for 60 months is $470.29/month. |
| 36–72 months | 4.95% | Model year: 2021-2023. Stated base term is 36 months (36-72 months available). Repayment example: $25,000 at 4.95% APR for 36 months is $748.72/month; $25,000 at 5.37% APR for 60 months is $476.03/month. |
Sources (3)
- firstnebraska.org/loans-credit
- firstnebraska.org/loans-credit/auto-loans
- firstnebraska.org/rates-auto-loan
All captured Oct 7, 2026
Who can join First Nebraska Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.