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Bank · FDIC insured

First Internet Bank Credit Card Rates

Top Carrot, Carrot Score 89Top Carrot

First Internet Bank credit cards start at 12.99% APR on purchases, after any introductory rate. Rates checked October 15, 2026.

How First Internet Bank’s credit card rates compare

Compared with banks and credit unions nationwide. Ongoing purchase APR, lowest first.

  • Top Carrot, Carrot Score 89

    This bank’s lowest

    First Internet Bank

    12.99%APR

    Up to
    —

    Cashback Credit Card

  • Top Carrot, Carrot Score 99

    Lowest rate

    Harris County Federal Credit Union

    5.90%APR

    Up to
    —

    Harris County Federal Credit Union rates

  • Top Carrot, Carrot Score 92

    2nd-lowest rate

    Rio Grande Valley Credit Union

    5.90%APR

    Up to
    18.00% APR

    Rio Grande Valley Credit Union rates

Compare credit card rates near you →

First Internet Bank credit card score

67

Credit card score

Higher than 18% of U.S. banks and credit unions

By rate
  • Purchase APRPurchase APR12.99%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where First Internet Bank ranks

By credit card score, in each area where it has branches

Every rate

Current credit card rates

Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Opening an account

Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.

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