Bank · FDIC insured
First Internet Bank Auto Loan Rates
Top CarrotFirst Internet Bank auto loans start at 8.10% APR for a new vehicle and 8.10% for a used one. Rates checked October 15, 2026.
How First Internet Bank’s auto loan rates compare
Compared with banks and credit unions nationwide. New vehicle, lowest advertised APR first.
This bank’s lowest
First Internet Bank
8.10%APR
- Terms
- up to 60 months
Auto Loans (New and used 2011+)
Lowest rate
SUNY Fredonia Federal Credit Union
1.90%APR
- Terms
- 12–60 months
2nd-lowest rate
Longshoremen's Local 4 Federal Credit Union
1.99%APR
- Terms
- up to 84 months
First Internet Bank auto loan score
60
Auto loan score
Higher than 2% of U.S. banks and credit unions
- New vehicleNew8.10%
- Used vehicleUsed8.10%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where First Internet Bank ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans (New and used 2011+)
Available for new and used vehicles (model year 2011+). Minimum loan amount of $10,000. Rate determined by factors such as type of loan, collateral, term, amount of loan, creditworthiness and relationship with First Internet Bank. Applications subject to credit approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 8.10% | With 60 equal payments; payments from $20.33 per $1,000 for 60 months; new and used 2011+; minimum loan amount $10,000. |
Sources (1)
- firstib.com/personal/loans/auto · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.