Bank · FDIC insured
First International Bank & Trust Credit Card Rates
First International Bank & Trust credit cards start at 14.99% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How First International Bank & Trust’s credit card rates compare
Compared with banks and credit unions near Phoenix, AZ, where First International Bank & Trust has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
First International Bank & Trust
14.99%APR
- Up to
- 26.99% APR
FIBT AMP Credit Card
Lowest rate
Pinal County FCU
7.90%APR
- Up to
- 13.90% APR
2nd-lowest rate
AERO Financial
7.92%APR
- Up to
- 12.84% APR
First International Bank & Trust credit card score
62
Credit card score
Higher than 6% of U.S. banks and credit unions
- Purchase APRPurchase APR14.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where First International Bank & Trust ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
FIBT AMP Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.99%–26.99% | None | Purchase APR; variable based on Prime Rate and creditworthiness. |
| Intro, 12 months | 2.90% | None | Introductory balance transfer APR for first 12 months; reverts to 14.99% - 26.99% variable APR (or 11.49% - 23.49% per p10 note) based on creditworthiness. Balance transfer fee is $5 or 3% of each transfer, whichever is greater. |
FIBT GO Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.99%–27.99% | None | Purchase APR; variable based on Prime Rate and creditworthiness. |
| Intro, 6 months | 2.90% | None | Introductory balance transfer APR for first 6 months; reverts to 15.99% - 27.99% variable APR (or 12.49% to 24.49% per p13 note) based on creditworthiness. Balance transfer fee is $5 or 3% of each transfer, whichever is greater. |
FIBT X Credit Card
The X Card requires a minimum credit line of $5,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 16.99%–27.99% | $95 | Purchase APR; variable based on Prime Rate and creditworthiness. |
| Intro, 6 months | 2.90% | $95 | Introductory balance transfer APR for first 6 months; reverts to 16.99% - 27.99% variable APR based on creditworthiness. Balance transfer fee is $5 or 3% of each transfer, whichever is greater. |
Sources (3)
- fibt.com/banking/credit-cards/conversion
- fibt.com/banking/credit-cards/x
- fibt.com/banking/credit-cards
All captured Oct 4, 2026
Opening an account
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