Bank · FDIC insured
First Hope Bank Auto Loan Rates
First Hope Bank auto loans start at 6.74% APR for a new vehicle. Rates checked October 22, 2026.
How First Hope Bank’s auto loan rates compare
Compared with banks and credit unions near New York, NY-NJ, where First Hope Bank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
First Hope Bank
6.74%APR
- Terms
- up to 60 months
- Discount
- None included
Auto Loans
Lowest rate
Westchester Schools FCU
2.90%APR
- Terms
- up to 72 months
- Discount
- None included
2nd-lowest rate
PSFCU
3.50%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
First Hope Bank auto loan score
61
Auto loan score
Higher than 5% of U.S. banks and credit unions
- New vehicleNew6.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where First Hope Bank ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Up to 90% financing on new vehicles with terms up to six years; up to 80% financing on used vehicles based on Kelley Blue Book average retail value with terms up to four years. 0.50% increase if payment is not automatically drafted from First Hope Bank account. All loans subject to approval. Terms and Conditions subject to change.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 6.49% | Model year 2026. Max loan amount on new autos is 90% of purchase price/sticker price. 0.50% increase if payment is not automatically drafted from First Hope Bank account. Payment of $23.71 per $1,000 borrowed. |
| up to 60 months | 6.74% | Model year 2026. Max loan amount on new autos is 90% of purchase price/sticker price. 0.50% increase if payment is not automatically drafted from First Hope Bank account. Payment of $19.68 per $1,000 borrowed. |
| up to 72 months | 6.99% | Model year 2026. Max loan amount on new autos is 90% of purchase price/sticker price. 0.50% increase if payment is not automatically drafted from First Hope Bank account. Payment of $17.04 per $1,000 borrowed. |
| up to 48 months | 7.74% | Model years 2020-2025. Max loan amount on used autos is 80% of retail value (Kelley Blue Book average retail value). 0.50% increase if payment is not automatically drafted from First Hope Bank account. Payment of $24.29 per $1,000 borrowed. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.