Bank · FDIC insured
First Heritage Bank Credit Card Rates
First Heritage Bank credit card rates start at 8.99% APR. Rates checked October 16, 2026.
How First Heritage Bank’s credit card rates compare
Compared with banks and credit unions in Iowa, where First Heritage Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
First Heritage Bank
– –
- Up to
- —
No ongoing APR published
Lowest rate
Advantage Credit Union
7.90%APR
- Up to
- 13.90% APR
2nd-lowest rate
IH Mississippi Valley Credit Union
7.90%APR
- Up to
- —
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Cash Rewards Platinum
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Introductory rate on purchases and balance transfers for the first 12 billing cycles after account opening. |
| Ongoing | 12.99%–22.99% | None | Variable APR determined by adding a margin to the Prime Rate. |
Sources (1)
- firstheritage.bank/loans-mortg…rsonal-credit-cards.html · captured Oct 7, 2026
Platinum Edition
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Introductory rate on purchases and balance transfers for the first 12 billing cycles after account opening. |
| Ongoing | 8.99%–18.99% | None | Variable APR determined by adding a margin to the Prime Rate. |
Sources (1)
- firstheritage.bank/loans-mortg…rsonal-credit-cards.html · captured Oct 7, 2026
Rewards Platinum
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Introductory rate on purchases and balance transfers for the first 12 billing cycles after account opening. |
| Ongoing | 9.99%–19.99% | None | Variable APR determined by adding a margin to the Prime Rate. |
Sources (1)
- firstheritage.bank/loans-mortg…rsonal-credit-cards.html · captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.