Bank · FDIC insured
First Federal Bank Auto Loan Rates
First Federal Bank auto loans start at 7.22% APR for a new vehicle and 7.22% for a used one. Rates checked October 22, 2026.
How First Federal Bank’s auto loan rates compare
Compared with banks and credit unions near Twin Falls, ID, where First Federal Bank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
First Federal Bank
7.22%APR
- Terms
- up to 72 months
- Discount
- Included in the rate
Auto Loans
Lowest rate
Connections CU
5.24%APR
- Terms
- up to 60 months
- Discount
- None included
2nd-lowest rate
Mountain America Credit Union
5.24%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
First Federal Bank auto loan score
61
Auto loan score
Higher than 4% of U.S. banks and credit unions
- New vehicleNew7.22%
- Used vehicleUsed7.22%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where First Federal Bank ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Financing available for new and used cars, pickups, SUVs, crossovers, sedans, minivans, coupes, and convertibles. Rates, terms and fees subject to approved credit.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 7.34% | — |
| up to 60 months | 7.27% | Example loan terms assume: FICO score >= 720, LTV < 95%, Age of Vehicle <= 6yr (2020 or newer model yr). Stated APR subject to criteria, including having an active First Federal Personal Checking Acct at time of closing. Rates, terms and fees subject to approved credit. Interest rate is 6.974%. |
| up to 72 months | 7.22% | Example loan terms assume: FICO score >= 720, LTV < 95%, Age of Vehicle <= 6yr (2020 or newer model yr). Stated APR subject to criteria, including having an active First Federal Personal Checking Acct at time of closing. Rates, terms and fees subject to approved credit. Interest rate is 6.974%. |
Sources (2)
- bankfirstfed.com/lending/personal-loans/auto-loans.html
- bankfirstfed.com/lending/home-…s/home-equity-loans.html
All captured Oct 22, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.