Credit union · NCUA insured
Mountain America Credit Union Auto Loan Rates
Top CarrotMountain America Credit Union auto loans start at 5.24% APR for a new vehicle and 5.24% for a used one. Rates checked October 22, 2026.
How Mountain America Credit Union’s auto loan rates compare
Compared with banks and credit unions near Salt Lake City, UT, where Mountain America Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Mountain America Credit Union
5.24%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
New and Used Auto Loans
Lowest rate
Utah Power Credit Union
3.79%APR
- Terms
- —
- Discount
- None included
2nd-lowest rate
Hercules First Federal Credit Union
3.84%APR
- Terms
- up to 60 months
- Discount
- None included
Mountain America Credit Union auto loan score
73
Auto loan score
Higher than 34% of U.S. banks and credit unions
- New vehicleNew5.24%
- Used vehicleUsed5.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Mountain America Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan Refinance
Membership required based on eligibility. Loans on approved credit. Refinance available for new and used vehicles. No application fees and no fees to refinance. Rate discount of 0.25% with MyStyle Checking.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 5.24% | Advertised APR includes 0.25% loan rate discount with MyStyle Checking. Actual APR based on creditworthiness. 48 monthly payments of $23.14 per $1,000 borrowed. |
| up to 60 months | 5.24% | Advertised APR includes 0.25% loan rate discount with MyStyle Checking. Actual APR based on creditworthiness. 60 monthly payments of $18.98 per $1,000 borrowed. |
Sources (1)
- macu.com/loans/vehicle-loans/auto/auto-refinance · captured Oct 22, 2026
New and Used Auto Loans
Membership required based on eligibility. Loans on approved credit. Includes cars, pickup trucks, SUVs, crossovers, and vans. Rate discount of 0.25% with MyStyle Checking valid on select new loans. No application, origination, document, or prepayment penalty fees.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 5.24% | Advertised APR includes 0.25% loan rate discount with MyStyle Checking. Actual APR based on creditworthiness. 48 monthly payments of $23.14 per $1,000 borrowed. |
| up to 60 months | 5.24% | Advertised APR includes 0.25% loan rate discount with MyStyle Checking. Actual APR based on creditworthiness. 60 monthly payments of $18.98 per $1,000 borrowed. |
| up to 72 months | 5.49% | Advertised APR includes 0.25% loan rate discount with MyStyle Checking. Actual APR based on creditworthiness. 72 monthly payments of $16.33 per $1,000 borrowed. |
| up to 84 months | 6.24% | Advertised APR includes 0.25% loan rate discount with MyStyle Checking. Actual APR based on creditworthiness. 84 monthly payments of $14.72 per $1,000 borrowed. |
Who can join Mountain America Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.