Credit union · NCUA insured
First Area FCU Credit Card Rates
First Area FCU credit cards start at 10.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How First Area FCU’s credit card rates compare
Compared with banks and credit unions near Lewistown, PA, where First Area FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
First Area FCU
10.90%APR
- Up to
- —
VISA Credit Card
Lowest rate
Everence
8.90%APR
- Up to
- 16.90% APR
2nd-lowest rate
PA Central Federal Credit Union
9.90%APR
- Up to
- —
First Area FCU credit card score
79
Credit card score
Higher than 48% of U.S. banks and credit unions
- Purchase APRPurchase APR10.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where First Area FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Credit Card
* Certain Restrictions may apply based upon loan approval. Request a copy of the credit union’s VISA card agreement
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.90% | None | -eff. 08/01/09 |
Sources (1)
- firstareafcu.com/loan-rates · captured Oct 7, 2026
Who can join First Area FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.