First Area FCU Auto Loan Rates

How First Area FCU’s auto loan rates compare

Compared with banks and credit unions near Lewistown, PA, where First Area FCU has the most branches. New vehicle, lowest advertised APR first.

Auto loan score

Higher than 17% of U.S. banks and credit unions

By vehicle

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

Where First Area FCU ranks

By auto loan score, in each area where it has branches

Every rate

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Certain Restrictions may apply based upon loan approval.

Sources (1)

Terms and APR based on vehicle model year and value. Number of months based on vehicle value schedule.

Terms	APR	Conditions
up to 72 months	5.99%	Model year 2026/2025. Term based on vehicle value up to 72 months.
up to 72 months	6.09%	Model year 2024/2023. Term based on vehicle value up to 72 months.
up to 72 months	6.49%	Model year 2022/2021. Term based on vehicle value up to 72 months.
up to 72 months	6.89%	Model year 2020/2019. Term based on vehicle value up to 72 months.

Sources (1)

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.