Credit union · NCUA insured
First American CU Credit Card Rates
First American CU credit cards start at 15.99% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How First American CU’s credit card rates compare
Compared with banks and credit unions near Phoenix, AZ, where First American CU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
First American CU
15.99%APR
- Annual fee
- $25
- Up to
- —
Standard Mastercard®
Lowest rate
Pinal County FCU
7.90%APR
- Annual fee
- None
- Up to
- 13.90% APR
2nd-lowest rate
AERO Financial
7.92%APR
- Annual fee
- None
- Up to
- 12.84% APR
First American CU credit card score
61
Credit card score
Higher than 3% of U.S. banks and credit unions
- Purchase APRPurchase APR15.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where First American CU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum Rewards Mastercard®
Subject to credit approval. No balance transfer fees.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 3.99% | None | 3.99% APR introductory rate on purchases for twelve months. Subject to credit approval. |
| Ongoing | 6.99%–9.99% | None | Low fixed rate ranging from 6.99% APR to 9.99% APR on purchases after the introductory period, based on creditworthiness. Subject to credit approval. |
Sources (1)
- firstamerican.org/credit-cards · captured Oct 15, 2026
Secured Mastercard®
Subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.50% | None | Rates as low as 8.50% for purchases. Subject to credit approval. |
Sources (1)
- firstamerican.org/credit-cards · captured Oct 15, 2026
Standard Mastercard®
Subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.99% | $25 | Rates as low as 15.99% APR. Subject to credit approval. |
Sources (1)
- firstamerican.org/credit-cards · captured Oct 15, 2026
Who can join First American CU
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