Credit union · NCUA insured
Firefighters Credit Union Auto Loan Rates
Top CarrotFirefighters Credit Union auto loan rates start at 4.99% APR. Rates checked October 22, 2026.
How Firefighters Credit Union’s auto loan rates compare
Compared with banks and credit unions near Salt Lake City, UT, where Firefighters Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Firefighters Credit Union
– –
- Terms
- —
No ongoing APR published
Lowest rate
Utah Power Credit Union
3.79%APR
- Terms
- —
2nd-lowest rate
Hercules First Federal Credit Union
3.84%APR
- Terms
- up to 60 months
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Motorcycle / Dirt Bike
Model years 2006-2027. Fixed rate.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 6.99% | Model years 2006-2027. Fixed rate. |
| up to 72 months | 7.24% | Model years 2006-2027. Minimum $15,000. Fixed rate. |
| up to 84 months | 7.49% | Model years 2006-2027. Minimum $30,000. Fixed rate. |
Sources (1)
- firefighterscu.com/loans/loan-rates · captured Oct 15, 2026
Newer Car and Truck - Purchase, Refinance or Title Loan
Maximum loan amount $100,000.00. Rate match guarantee available for Utah financial institutions under qualifying conditions. Clean or branded title requirements apply per tier. Model years 2017-2027.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.99% | Model years 2017-2027. Fixed rate. Maximum loan amount $100,000.00. |
| up to 72 months | 5.24% | Model years 2017-2027. Fixed rate. Minimum $15,000. Maximum loan amount $100,000.00. |
| up to 84 months | 5.99% | Model years 2017-2027. Fixed rate. Minimum $30,000.00. Maximum loan amount $100,000.00. |
| up to 96 months | 7.74% | Model years 2017-2027. Fixed rate. Minimum $45,000.00. Maximum loan amount $100,000.00. |
| up to 60 months | 5.99% | Branded Title. Additional requirements apply. Model years 2017-2027. Maximum $25,000.00. |
Sources (2)
All captured Oct 15, 2026
Older Car and Truck - Purchase, Refinance or Title Loan
Clean Title Only. Model years 2006-2016.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.99% | Clean Title Only. Model years 2006-2016. Fixed rate. |
| up to 72 months | 6.24% | Clean Title Only. Model years 2006-2016. Minimum $15,000. Fixed rate. |
Sources (1)
- firefighterscu.com/loans/loan-rates · captured Oct 15, 2026
Who can join Firefighters Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Full-time or part-time employees of a fire department located in the State of Utah are eligible for membership.
- Full-time, part-time, or volunteer firefighters for a fire department located in the State of Utah are eligible for membership.
- Retired firefighters from a fire department located in the State of Utah are eligible for membership.
Family and household
- Immediate family members (including parents, spouse, siblings, and children) of a current member in good standing are eligible for membership.
Membership information collected October 4, 2026.