Credit union · Privately insured
Firefighters Credit Union Savings Rates
Firefighters Credit Union’s best savings rate is 0.10% APY on $10,000, with its Savings – Regular Share. Rates checked October 15, 2026.
How Firefighters Credit Union’s savings rates compare
Compared with banks and credit unions near Indianapolis, IN, where Firefighters Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Firefighters Credit Union
0.10%APY
- Minimum
- $5
- Earns on $10,000 a year
- $10
Savings – Regular Share
Top rate
CFBank
4.25%APY
- Minimum
- —
- Earns on $10,000 a year
- $425
2nd-highest rate
Northwest Bank
4.00%APY
- Minimum
- $1
- Earns on $10,000 a year
- $400
Firefighters Credit Union savings score
64
Savings score
Higher than 10% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Firefighters Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Savings – Regular Share
0.10%APY
Rates subject to change without notice after account is opened. Fees may reduce earnings. Minimum deposit to open and maintain membership is $5.00.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.10% | $10 |
Sources (3)
All captured Sep 18, 2026
Savings – Special Share
0.10%APY
Rates subject to change without notice after account is opened. Fees may reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.10% | $10 |
Sources (4)
- fire-cu.org/savings/club-accounts
- fire-cu.org/savings/rates
- fire-cu.org/loans/rates
- fire-cu.org/savings
All captured Sep 18, 2026
Special-purpose accounts
Health Savings Accounts (HSA) / HSA Draft
0.50%APY
For qualified medical expenses. Includes debit card or reimbursement.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,000 – $25,000 | 0.50% | $50 |
| $25,001 and up | 0.75% | — |
Sources (4)
All captured Sep 18, 2026
Savings - IRA
0.10%APY
Rates subject to change without notice after account is opened. Fees may reduce earnings. IRA withdrawals may be subject to IRS penalties. Accumulator IRA savings account.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.10% | $10 |
Sources (3)
All captured Sep 18, 2026
Savings – Christmas Club
0.10%APY
Rates subject to change without notice after account is opened. Fees may reduce earnings. By November 1st of each year, Christmas Club funds are automatically deposited into regular savings.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Sources (4)
- fire-cu.org/savings/club-accounts
- fire-cu.org/savings/rates
- fire-cu.org/loans/rates
- fire-cu.org/savings
All captured Sep 18, 2026
Who can join Firefighters Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Computer Experts are eligible to join.
- Employees of Firefighters Credit Union are eligible to join.
- Employees of File Engine, Server Partners, LLC are eligible to join.
- All members of the Indiana Firefighters Association, Inc. are eligible to join.
- All members of the Indiana Volunteer Firefighters Association are eligible to join.
- All members of the Professional Fire Fighters Union of Indiana, Inc. are eligible to join.
6 more ways to join
Employers and groups
- Persons retired as pensioners or annuitants from the qualifying employments are eligible to join.
Military, government and schools
- All firefighters appointed in any capacity or status and civilian employees of Fire Departments in Marion, Boone, Hamilton, Hancock, Hendricks, Johnson, Morgan and Shelby Counties, IN are eligible to join.
- Full-time, paid, professional, uniformed employees of Police Departments in the Cities of Franklin, Greenfield, Shelbyville or Speedway, IN are eligible to join.
Family and household
- Members of immediate families, including life partners, of eligible persons are eligible to join.
- Spouses of persons who died while within the field of membership of this Credit Union are eligible to join.
Other ways
- Organizations of eligible persons are eligible to join.
Cost to join
- A regular share savings account requires a $5 minimum balance.
Membership information collected October 5, 2026.