Credit union · NCUA insured
Financial Builders Credit Card Rates
Financial Builders credit cards start at 10.90% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How Financial Builders’s credit card rates compare
Compared with banks and credit unions near Kokomo, IN, where Financial Builders has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Financial Builders
10.90%APR
VISA Platinum Rewards
Lowest rate
Haynes Community FCU
8.90%APR
2nd-lowest rate
CITY OF FIRSTS COMMUNITY FEDERAL CREDIT UNION
9.90%APR
Financial Builders credit card score
79
Credit card score
Higher than 48% of U.S. banks and credit unions
- Purchase APRPurchase APR10.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Financial Builders ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Platinum
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.50%–17.50% | None | — |
Sources (2)
All captured Oct 7, 2026
VISA Platinum Rewards
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.90% | None | — |
Sources (2)
All captured Oct 7, 2026
Who can join Financial Builders
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to everyone who lives, works, or worships in Howard, Tipton, White, Carroll, Clinton, Cass, or Miami Counties.
Cost to join
- A deposit of $5 into a savings account is required to become a member.
Membership information collected October 5, 2026.