Bank · FDIC insured
Farmers Bank & Trust Savings Rates
A $3.2B bank, the 404th largest of 4,207, headquartered in Magnolia, AR, with 35 branches in 3 states.
How Farmers Bank & Trust’s savings rates compare
Compared with banks and credit unions in Arkansas, where Farmers Bank & Trust has the most branches. $10,000, best rate first.
Top rate
First Service Bank
4.64%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $464
2nd-highest rate
Gateway Bank
4.08%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $408
3rd-highest rate
First Community Bank
4.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $400
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Special-purpose accounts
MyStart Savings
1.55%APY on $10,000
For minors under age 18. Joint ownership with parent or guardian required. Limit one per minor. Requires eStatements. Converts to Statement Savings at age 18. Must be opened at a branch.
| Part of the balance | Rate on that part |
|---|---|
| Up to $5,000 | 3.00% |
| Over $5,000 | 0.10% |
On $10,000 the tiers blend to about 1.55% APY, earning $155 a year.
Sources (2)
All captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.