Credit union · NCUA insured
Family Advantage FCU Auto Loan Rates
Top CarrotFamily Advantage FCU auto loans start at 4.49% APR for a new vehicle and 4.49% for a used one. Rates checked October 15, 2026.
How Family Advantage FCU’s auto loan rates compare
Compared with banks and credit unions near Nashville, TN, where Family Advantage FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Family Advantage FCU
4.49%APR
- Terms
- up to 84 months
- Up to
- —
Vehicle Loans
Lowest rate
Enbright Credit Union
3.75%APR
- Terms
- up to 84 months
- Up to
- —
2nd-lowest rate
American Airlines Federal Credit Union
4.09%APR
- Terms
- 37–60 months
- Up to
- 13.14% APR
Family Advantage FCU auto loan score
89
Auto loan score
Higher than 89% of U.S. banks and credit unions
- New vehicleNew4.49%
- Used vehicleUsed4.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Family Advantage FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Vehicle Loans
Financing available up to 100% of the purchase price on new vehicles or Black Book retail / JD Power retail on used vehicles to qualifying applicants. Financing is available on older model cars that fall under the NADA Guidebook. Collision and comprehensive auto insurance required. No application fees (or $25 loan application fee noted as of 4/18/2019 in some disclosures). Loan documentation fee at time of closing is $40 (can be added to loan proceeds). No prepayment penalties.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 4.49% | As low as 4.49% APR. Terms up to 84 months (approximate term used to calculate payments for open-end loan products). Rate based on creditworthiness and term of loan. |
Who can join Family Advantage FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.