Credit union · NCUA insured
Family Advantage FCU CD Rates
Top CarrotFamily Advantage FCU’s best CD rate is 0.60% APY on a 2-year share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 15, 2026.
How Family Advantage FCU’s CD rates compare
Compared with banks and credit unions near Nashville, TN, where Family Advantage FCU has the most branches. $10,000, best rate first.
This credit union’s best
Family Advantage FCU
0.55%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $111
Share Certificate
Top rate
TEN Credit Union
4.50%APY
- Term
- 7 months
- Minimum
- $500
- Earns on $10,000
- $260
2nd-highest rate
City National Bank
4.39%APY
- Term
- 12 months
- Minimum
- $2,500
- Earns on $10,000
- $439
Family Advantage FCU CD score
60
CD score
Higher than 1% of U.S. banks and credit unions
- 3–8 months3–8 mo0.10%
- 9–15 months9–15 mo0.19%
- 16–30 months16–30 mo0.55%
- QualifiedQualified0.55%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Family Advantage FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 0.55%APY · 4 terms
All share certificate dividends are compounded monthly. Subject to a penalty for early withdrawal. Rates and terms are subject to change without notice.
| Term | APY · $500 – $25,000 | APY · $25,000 – $100,000 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 6 monthsDividends compounded monthly. Penalty for early withdrawal | 0.10% | 0.12% | 0.14% | 0.10%0.12% $25k–$100k0.14% from $100k | $5 |
| 12 monthsDividends compounded monthly. Penalty for early withdrawal | 0.19% | 0.21% | 0.23% | 0.19%0.21% $25k–$100k0.23% from $100k | $19 |
| 18 monthsDividends compounded monthly. Penalty for early withdrawal | 0.25% | 0.27% | 0.29% | 0.25%0.27% $25k–$100k0.29% from $100k | $38 |
| 24 monthsDividends compounded monthly. Penalty for early withdrawal | 0.55% | 0.58% | 0.60% | 0.55%0.58% $25k–$100k0.60% from $100k | $111 |
Special-purpose accounts
IRA
Up to 0.70%APY · 4 terms
IRA term certificates listed under Savings Rates schedule. APY is based on the assumption that minimum balances and other requirements are met. Dividends compounded monthly. Rates and terms are subject to change without notice.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsIRA - 6 Months. Rates updated 01/04/2017 | 0.24% | $12 |
| 12 monthsIRA - 12 Months. Rates updated 01/04/2017 | 0.33% | $33 |
| 18 monthsIRA - 18 Months. Rates updated 01/04/2017 | 0.39% | $59 |
| 24 monthsIRA - 24 Months. Rates updated 01/04/2017 | 0.70% | $141 |
Sources (1)
- myfafcu.org/savings-rates · captured Oct 15, 2026
Who can join Family Advantage FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.