Credit union · NCUA insured
Explorers Credit Union Credit Card Rates
Explorers Credit Union credit card rates start at 13.75% APR. Rates checked October 22, 2026.
How Explorers Credit Union’s credit card rates compare
Compared with banks and credit unions near Sioux Falls, SD-MN, where Explorers Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Explorers Credit Union
– –
- Up to
- —
No ongoing APR published
Lowest rate
Black Hills Federal Credit Union
7.75%APR
- Up to
- —
2nd-lowest rate
Voyage Federal Credit Union
8.88%APR
- Up to
- 17.88% APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Mastercard Credit Card
With approved credit. APR will vary with the market based on Prime Rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.75% | None | With approved credit. Variable APR based on Prime Rate. Balance transfers and cash advances available at same rate. |
Sources (1)
- explorerscu.com/credit-cards · captured Oct 7, 2026
Who can join Explorers Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, volunteer, or attend school in designated counties in South Dakota and Nebraska.
Family and household
- Immediate family members of Explorers CU members are eligible for membership.
Cost to join
- A minimum share savings account deposit of $10 is required to establish membership.
Membership information collected October 4, 2026.