Credit union · NCUA insured
evergreenDIRECT Credit Union Credit Card Rates
evergreenDIRECT Credit Union credit cards start at 10.50% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How evergreenDIRECT Credit Union’s credit card rates compare
Compared with banks and credit unions near Olympia, WA, where evergreenDIRECT Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
evergreenDIRECT Credit Union
10.50%APR
- Up to
- —
Perks Visa Credit Card
Lowest rate
America's Credit Union
8.79%APR
- Up to
- 18.00% APR
2nd-lowest rate
Navy Federal Credit Union
10.24%APR
- Up to
- 18.00% APR
evergreenDIRECT Credit Union credit card score
81
Credit card score
Higher than 54% of U.S. banks and credit unions
- Purchase APRPurchase APR10.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where evergreenDIRECT Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Perks Visa Credit Card
All Washington state residents are eligible to join evergreenDIRECT CU. Perks Points: earn up to 1.5 points for each $1 of purchases, plus 500 bonus points every month you spend at least $1000. Emergency travel assistance. Minimum credit limit $500, maximum credit limit $30,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.50% | None | Rates as low as 10.50% APR variable. 25-day grace period on purchases. No annual fee. Variable interest rate. Payroll deduction or automatic transfer available. |
| Ongoing | 12.50% | None | Cash Advance APR as low as 12.50% variable. $0 cash advance fee. There is no grace period for cash advances. No annual fee. Variable interest rate. Payroll deduction or automatic transfer available. |
Sources (1)
- evergreendirect.org/loans/perks-visa-credit-card.html · captured Oct 22, 2026
Who can join evergreenDIRECT Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, or worships in Washington State is eligible to join.
Military, government and schools
- Anyone who is part of any school district in Washington State is eligible to join.
Family and household
- Relatives of current members are eligible to join, regardless of where they live.
Cost to join
- Membership requires opening a Savings Account.
Membership information collected October 4, 2026.