Credit union · NCUA insured
EUCCU Auto Loan Rates
Top CarrotEUCCU auto loans start at 5.24% APR for a new vehicle and 5.24% for a used one. Rates checked October 22, 2026.
How EUCCU’s auto loan rates compare
Compared with banks and credit unions near Price, UT, where EUCCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
EUCCU
5.24%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Auto Loans
Lowest rate
Utah Power Credit Union
3.79%APR
- Terms
- —
- Discount
- None included
2nd-lowest rate
American United Federal Credit Union
4.99%APR
- Terms
- up to 60 months
- Discount
- None included
EUCCU auto loan score
73
Auto loan score
Higher than 34% of U.S. banks and credit unions
- New vehicleNew5.24%
- Used vehicleUsed5.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where EUCCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Up to 100% financing on new or used auto loans with approved credit. Rates include a 0.25% discount for automatic payment. Rates subject to change without notice. A rate adjustment will be made for credit score, certain loan amounts, age of collateral, and loan-to-value. Processing fee may increase the APR.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 4.74% | Includes a 0.25% discount for automatic payment. Rate adjustment will be made for credit score, certain loan amounts, age of collateral, and loan-to-value. Processing fee may increase the APR. |
| up to 60 months | 5.24% | Includes a 0.25% discount for automatic payment. Rate adjustment will be made for credit score, certain loan amounts, age of collateral, and loan-to-value. Processing fee may increase the APR. |
| up to 72 months | 5.49% | Includes a 0.25% discount for automatic payment. Rate adjustment will be made for credit score, certain loan amounts, age of collateral, and loan-to-value. Processing fee may increase the APR. |
| up to 84 months | 6.24% | Includes a 0.25% discount for automatic payment. Rate adjustment will be made for credit score, certain loan amounts, age of collateral, and loan-to-value. Processing fee may increase the APR. |
Who can join EUCCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, worship, work in, or attend school in, and businesses and other legal entities located in Carbon, Duchesne, Emery, Grand and San Juan counties.
Employers and groups
- Employees of this credit union, volunteers in the community, and organizations of such persons.
Family and household
- Members of immediate families or households of eligible persons.
Other ways
- Members of record in Carbon Credit Union as of the date of the conversion to federal charter on October 16, 2003.
- Spouses of persons who died while within the field of membership of this credit union.
Cost to join
- Must deposit and maintain the minimum balance required in a share savings account.
Membership information collected October 4, 2026.