Bank · FDIC insured
Equity Bank CD Rates
A $7.7B bank, the 200th largest of 4,207, headquartered in Andover, KS, with 83 branches in 5 states.
How Equity Bank’s CD rates compare
Compared with banks and credit unions near Kansas City, MO-KS, where Equity Bank has the most branches. $10,000, best rate first.
This bank’s best
Equity Bank
4.00%APY
- Term
- —
- Minimum
- $1,000
- Earns on $10,000
- $0
Limited-Time Certificate of Deposit
Top rate
Community National Bank
5.09%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,818
2nd-highest rate
North American Savings Bank
5.00%APY
- Term
- 7 months
- Minimum
- $5,000
- Earns on $10,000
- $289
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Limited-Time Certificate of Deposit
4.00%APY
Offer valid only at select Equity Bank locations in Kansas (Andover, Augusta, Rose Hill, Wichita, Coffeyville, Independence, Neodesha, Pittsburg) and Missouri (Kirksville, Downing, La Plata, Macon, Memphis, and Moberly). Early withdrawal penalty applies. Expires 2026-06-30.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceValid only at select locations in KS and MO; requires in-person opening; expires 6/30/2026. Early withdrawal penalty applies.Any balance | 4.00% | $400 | Valid only at select locations in KS and MO; requires in-person opening; expires 6/30/2026. Early withdrawal penalty applies. |
Sources (1)
- equitybank.com/limited-time-certificate-of-deposit · captured Sep 24, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.