Credit union · NCUA insured
Enlighten Federal Credit Union Credit Card Rates
Enlighten Federal Credit Union credit cards start at 10.90% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How Enlighten Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Jackson, TN, where Enlighten Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Enlighten Federal Credit Union
10.90%APR
- Up to
- 16.90% APR
VISA Credit Card
2nd-lowest rate
Southeast Financial Credit Union
12.00%APR
- Up to
- —
3rd-lowest rate
First South Financial
13.00%APR
- Up to
- 18.00% APR
Enlighten Federal Credit Union credit card score
79
Credit card score
Higher than 48% of U.S. banks and credit unions
- Purchase APRPurchase APR10.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Enlighten Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Credit Card
Available upon credit approval; credit limit up to $10,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.90%–16.90% | None | Available upon credit approval; limit up to $10,000. |
Who can join Enlighten Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Kellogg's Jackson, Tennessee are eligible to join Enlighten Federal Credit Union.
Family and household
- Family members of employees of Kellogg's Jackson, Tennessee are eligible to join Enlighten Federal Credit Union.
Cost to join
- Opening and maintaining membership requires completing a Membership Application and depositing a minimum $25 into a Share Account.
Membership information collected October 5, 2026.