Credit union · NCUA insured
Enfield Community Federal Credit Union Savings Rates
Enfield Community Federal Credit Union’s best savings rate is 0.40% APY on $10,000, with its Money Market Account. Rates checked October 22, 2026.
How Enfield Community Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Hartford, CT, where Enfield Community Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Enfield Community Federal Credit Union
0.40%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $40
Money Market Account
Top rate
Franklin Trust Federal Credit Union
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
2nd-highest rate
Nutmeg State Financial Credit Union
4.00%APY
- Requires
- Another account
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
Enfield Community Federal Credit Union savings score
76
Savings score
Higher than 40% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.40%
- $100,000 balance$100,0001.01%
- QualifiedQualified0.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Enfield Community Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.40%APY
Dividends are paid monthly based on average daily balance; minimum amount to earn dividends is $2,500. Up to 5 withdrawals per month, with a minimum withdrawal of $500.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $10,000Dividend declaration date is the last business day of the month. | 0.20% | — | Dividend declaration date is the last business day of the month. |
| $10,000 – $25,000Dividend declaration date is the last business day of the month. | 0.40% | $40 | Dividend declaration date is the last business day of the month. |
| $25,000 – $50,000Dividend declaration date is the last business day of the month. | 0.80% | — | Dividend declaration date is the last business day of the month. |
| $50,000 and upDividend declaration date is the last business day of the month. | 1.01% | — | Dividend declaration date is the last business day of the month. |
Sources (2)
All captured Oct 15, 2026
Share (Savings) Account
0.05%APY
Open your membership at ECFCU with a minimum deposit of $20.00 into your Share Savings Account. Works like a regular statement savings account. Dividends are paid quarterly on the average daily balance. Unlimited deposits or withdrawals.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDeclared for 1st Quarter. Dividend Declaration Date is the Last Business Day of the Month. Dividends paid quarterly on average daily balance.Any balance | 0.05% | $5 | Declared for 1st Quarter. Dividend Declaration Date is the Last Business Day of the Month. Dividends paid quarterly on average daily balance. |
Sources (3)
- enfieldcommunityfcu.org/rates
- enfieldcommunityfcu.org/savings-checking
- enfieldcommunityfcu.org/savings-checking/savings
All captured Oct 22, 2026
Special-purpose accounts
Club Savings Account
0.05%APY
Dividends are paid quarterly on the average daily balance. Decide how much to contribute each month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDeclared for 1st Quarter. Dividend Declaration Date is the Last Business Day of the Month. Dividends paid quarterly on average daily balance. Includes Holiday Club and Vacation Club accounts.Any balance | 0.05% | $5 | Declared for 1st Quarter. Dividend Declaration Date is the Last Business Day of the Month. Dividends paid quarterly on average daily balance. Includes Holiday Club and Vacation Club accounts. |
Sources (3)
- enfieldcommunityfcu.org/rates
- enfieldcommunityfcu.org/savings-checking
- enfieldcommunityfcu.org/saving…ing/club-savings-account
All captured Oct 22, 2026
Individual Retirement Account (IRA)
0.05%APY
Traditional and Roth IRAs available. No annual fees, no administrative fees. Regular IRA accumulator account allows contributions throughout the year.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDeclared for 1st Quarter. Dividend Declaration Date is the Last Business Day of the Month. No annual fees, no administrative fees. Traditional and Roth IRA options.Any balance | 0.05% | $5 | Declared for 1st Quarter. Dividend Declaration Date is the Last Business Day of the Month. No annual fees, no administrative fees. Traditional and Roth IRA options. |
Sources (3)
- enfieldcommunityfcu.org/rates
- enfieldcommunityfcu.org/savings-checking
- enfieldcommunityfcu.org/saving…idual-retirement-account
All captured Oct 22, 2026
Who can join Enfield Community Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, or worships in Hartford County or the towns of Somers, Stafford, and Ellington.
Family and household
- Membership is open to family members of anyone who lives, works, or worships in Hartford County or the towns of Somers, Stafford, and Ellington.
Cost to join
- A minimum deposit of $20.00 into a Share Savings Account is required to open membership.
Membership information collected October 4, 2026.