Credit union · NCUA insured
Enfield Community Federal Credit Union Auto Loan Rates
Enfield Community Federal Credit Union auto loans start at 5.00% APR for a new vehicle and 5.00% for a used one. Rates checked October 22, 2026.
How Enfield Community Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Hartford, CT, where Enfield Community Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Enfield Community Federal Credit Union
5.00%APR
- Terms
- up to 60 months
- Up to
- 16.25% APR
- Discount
- None included
Auto Loans
Lowest rate
PSFCU
3.50%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- Included in the rate
2nd-lowest rate
Riverbank Federal Credit Union
3.74%APR
- Terms
- —
- Up to
- —
- Discount
- None included
Enfield Community Federal Credit Union auto loan score
82
Auto loan score
Higher than 57% of U.S. banks and credit unions
- New vehicleNew5.00%
- Used vehicleUsed5.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Enfield Community Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Up to 100% financing. Annual percentage rate will be based on your credit worthiness. Vehicles 10 years of age or older will be priced on a signature loan rate, maximum term 48 months. All members with Exclusive Plus Checking Accounts qualify for an additional .25% discount.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 3.99%–18.00% | Annual percentage rate will be based on creditworthiness. Vehicles 10 years of age or older priced on signature loan rate, max term 48 months. All members with Exclusive Plus Checking Accounts qualify for an additional .25% discount. |
| up to 48 months | 5.00%–18.00% | Annual percentage rate will be based on creditworthiness. Vehicles 10 years of age or older priced on signature loan rate, max term 48 months. All members with Exclusive Plus Checking Accounts qualify for an additional .25% discount. |
| up to 60 months | 5.00%–16.25% | Annual percentage rate will be based on creditworthiness. Vehicles 10 years of age or older priced on signature loan rate, max term 48 months. All members with Exclusive Plus Checking Accounts qualify for an additional .25% discount. |
| up to 72 months | 5.25%–16.50% | Annual percentage rate will be based on creditworthiness. Vehicles 10 years of age or older priced on signature loan rate, max term 48 months. All members with Exclusive Plus Checking Accounts qualify for an additional .25% discount. |
Sources (3)
All captured Oct 15, 2026
Who can join Enfield Community Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, or worships in Hartford County or the towns of Somers, Stafford, and Ellington.
Family and household
- Membership is open to family members of anyone who lives, works, or worships in Hartford County or the towns of Somers, Stafford, and Ellington.
Cost to join
- A minimum deposit of $20.00 into a Share Savings Account is required to open membership.
Membership information collected October 4, 2026.