Credit union · NCUA insured
Energize Credit Union Savings Rates
Energize Credit Union’s best savings rate is 0.15% APY on $10,000, with its Share Savings. Rates checked October 5, 2026.
How Energize Credit Union’s savings rates compare
Compared with banks and credit unions near Oklahoma City, OK, where Energize Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Energize Credit Union
0.15%APY
- Minimum
- $5
- Earns on $10,000 a year
- $15
Share Savings
Top rate
MidFirst Bank
4.00%APY
- Minimum
- —
- Earns on $10,000 a year
- $400
2nd-highest rate
Communication Federal Credit Union
3.75%APY
- Minimum
- —
- Earns on $10,000 a year
- $375
Energize Credit Union savings score
67
Savings score
Higher than 18% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0000.15%
- QualifiedQualified0.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Energize Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Savings
0.15%APY
Required account to grant membership into the Credit Union. Opened with $5 making you part owner. $5 minimum balance. No monthly service fees.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upAll Dividends Compounded Quarterly. Rates subject to change at Board discretion. Savings Rate for most recent Quarter End. $5 minimum balance.$5 and up | 0.15% | $15 | All Dividends Compounded Quarterly. Rates subject to change at Board discretion. Savings Rate for most recent Quarter End. $5 minimum balance. |
Special-purpose accounts
IRA
3.19%APY
Offers both Traditional and Roth IRA accounts.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAll Dividends Compounded Quarterly. Rates subject to change at Board discretion. IRA Rate applies to Current Quarter.Any balance | 3.19% | $319 | All Dividends Compounded Quarterly. Rates subject to change at Board discretion. IRA Rate applies to Current Quarter. |
Who can join Energize Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.