Credit union · NCUA insured
Energize Credit Union Auto Loan Rates
Energize Credit Union auto loan rates start at 4.99% APR. Rates checked October 15, 2026.
How Energize Credit Union’s auto loan rates compare
Compared with banks and credit unions near Oklahoma City, OK, where Energize Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Energize Credit Union
– –
- Terms
- —
- Discount
- —
No ongoing APR published
Lowest rate
Credit Union One of Oklahoma
4.24%APR
- Terms
- 49–60 months
- Discount
- None included
2nd-lowest rate
Oklahoma's Credit Union
4.24%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
Amount available for financing based on value (100% of MSRP/NADA/Kelley/Appraisal). Terms available up to 84 months. Member may defer up to 2 payments at time loan is opened. Base rates (as low as) subject to change and adjustment for term and credit score; loans subject to approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.99% | Rates as low as 4.99% APR for 36 months. |
Sources (3)
All captured Oct 15, 2026
Who can join Energize Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.