Bank · FDIC insured
Embassy Bank Auto Loan Rates
Embassy Bank auto loans start at 7.99% APR for a new vehicle and 8.49% for a used one. Rates checked October 16, 2026.
How Embassy Bank’s auto loan rates compare
Compared with banks and credit unions near Allentown, PA-NJ, where Embassy Bank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
Embassy Bank
7.99%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
New Auto Loan
Lowest rate
APCI Federal Credit Union
4.24%APR
- Terms
- up to 60 months
- Discount
- None included
2nd-lowest rate
Sarco Federal Credit Union
4.50%APR
- Terms
- up to 60 months
- Discount
- None included
Embassy Bank auto loan score
60
Auto loan score
Higher than 1% of U.S. banks and credit unions
- New vehicleNew7.99%
- Used vehicleUsed8.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Embassy Bank ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto Loan
Model Year: 2027 - 2026. New auto loans up to MSRP. Rates with Automatic Payment include .50% discount for payments directly deducted from an Embassy Bank checking account. Loans subject to credit approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 7.99% | With Autopay (deducted from an Embassy Bank checking account). Monthly payment is $20.27 per $1,000 borrowed. |
| up to 72 months | 8.49% | With Autopay (deducted from an Embassy Bank checking account). Monthly payment is $17.77 per $1,000 borrowed. |
Sources (2)
All captured Oct 7, 2026
Older Used Auto Loan
Model Year: 2023 - 2020. Rates with Automatic Payment include .50% discount for payments directly deducted from an Embassy Bank checking account. Loans subject to credit approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 9.49% | With Autopay (deducted from an Embassy Bank checking account). Monthly payment is $25.12 per $1,000 borrowed. |
Sources (2)
All captured Oct 7, 2026
Used Auto Loan
Model Year: 2026 - 2024. Used auto loans up to NADA average trade-in value. Rates with Automatic Payment include .50% discount for payments directly deducted from an Embassy Bank checking account. Loans subject to credit approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 8.49% | With Autopay (deducted from an Embassy Bank checking account). Monthly payment is $20.51 per $1,000 borrowed. |
Sources (2)
All captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.