Credit union · NCUA insured
Elite Community Credit Union Auto Loan Rates
Elite Community Credit Union auto loan rates start at 4.50% APR. Rates checked October 16, 2026.
How Elite Community Credit Union’s auto loan rates compare
Compared with banks and credit unions near Kankakee, IL, where Elite Community Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Elite Community Credit Union
– –
- Terms
- —
No ongoing APR published
Lowest rate
Riverside Community Credit Union
4.00%APR
- Terms
- up to 60 months
2nd-lowest rate
Fieldstone Credit Union
4.50%APR
- Terms
- —
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
2017-2016 Titled Vehicles
Rates effective 03/01/2025 and subject to change. Rates pertain to any new loan business on or after 03/01/2025, not previous loans. Rates may vary based on credit score and type of loan. Rate reduction may apply.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 8.50% | As Low As rate. Subject to credit score and loan type. Rate reduction may apply. |
Sources (1)
- eliteccu.com/ps-loan-rates.html · captured Oct 16, 2026
2019-2018 Titled Vehicles
Rates effective 03/01/2025 and subject to change. Rates pertain to any new loan business on or after 03/01/2025, not previous loans. Rates may vary based on credit score and type of loan. Rate reduction may apply.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 7.50% | As Low As rate. Subject to credit score and loan type. Rate reduction may apply. |
Sources (1)
- eliteccu.com/ps-loan-rates.html · captured Oct 16, 2026
2021-2020 Titled Vehicles
Rates effective 03/01/2025 and subject to change. Rates pertain to any new loan business on or after 03/01/2025, not previous loans. Rates may vary based on credit score and type of loan. Rate reduction may apply.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 7.00% | As Low As rate. Subject to credit score and loan type. Rate reduction may apply. |
Sources (1)
- eliteccu.com/ps-loan-rates.html · captured Oct 16, 2026
2023-2022 Titled Vehicles
Rates effective 03/01/2025 and subject to change. Rates pertain to any new loan business on or after 03/01/2025, not previous loans. Rates may vary based on credit score and type of loan. Rate reduction may apply.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 6.50% | As Low As rate. Subject to credit score and loan type. Rate reduction may apply. |
| up to 72 months | 6.75% | As Low As rate. Subject to credit score and loan type. Rate reduction may apply. |
Sources (1)
- eliteccu.com/ps-loan-rates.html · captured Oct 16, 2026
2025-2024 Titled Vehicles
Rates effective 03/01/2025 and subject to change. Rates pertain to any new loan business on or after 03/01/2025, not previous loans. Rates may vary based on credit score and type of loan. Rate reduction may apply.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.75% | As Low As rate. Subject to credit score and loan type. Rate reduction may apply. |
| up to 72 months | 6.00% | As Low As rate. Subject to credit score and loan type. Rate reduction may apply. |
| up to 84 months | 6.25% | As Low As rate. Subject to credit score and loan type. Rate reduction may apply. |
Sources (1)
- eliteccu.com/ps-loan-rates.html · captured Oct 16, 2026
2026-2025 Untitled Vehicles
Rates effective 03/01/2025 and subject to change. Rates pertain to any new loan business on or after 03/01/2025, not previous loans. Rates may vary based on credit score and type of loan. Rate reduction may apply.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.50% | As Low As rate. Subject to credit score and loan type. Rate reduction may apply. |
| up to 72 months | 5.00% | As Low As rate. Subject to credit score and loan type. Rate reduction may apply. |
| up to 84 months | 5.50% | As Low As rate. Subject to credit score and loan type. Rate reduction may apply. |
Sources (1)
- eliteccu.com/ps-loan-rates.html · captured Oct 16, 2026
Who can join Elite Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives or works in Kankakee or Iroquois Counties.
Employers and groups
- Membership is open to employees or retirees of Kensing Solutions (Illinois), BASF Corporation (Illinois), Cognis Corporation (Illinois), or Henkel Corporation (Illinois).
- Membership is open to employees of Sun Chemical (Illinois), Hostmann Steinberg (Illinois), IKO Midwest (Illinois), or Heartland Harvest, Inc.
- Membership is open to employees of Elite Community Credit Union.
- Membership is open to employees of Kankakee County Training Center for the Disabled.
- Membership is open to employees of United Developmental Services.
10 more ways to join
Employers and groups
- Membership is open to parishioners of St. John Paul II, Kankakee (formerly St. Martin’s Church).
Military, government and schools
- Membership is open to employees of Bradley Elementary School District #61 (District Administration Office, Bradley Central, Bradley West, and Bradley East).
- Membership is open to employees of Bourbonnais Elementary School District #53 (Central Office, Robert Frost, Alan Shepard, Shabonna, Noel LeVasseur, Liberty Intermediate, and Upper Grade Center).
- Membership is open to employees of Bradley Bourbonnais Community High School District #307.
- Membership is open to employees of St. George Elementary School District #258.
- Membership is open to employees of Kankakee Area Career Center.
- Membership is open to employees of Kankakee Area Special Education Cooperative.
- Membership is open to employees of Olivet Nazarene University.
- Membership is open to employees of Bourbonnais Fire Protection District.
Family and household
- Membership is open to family members of otherwise eligible persons, defined as spouse, child, sibling, parent, grandparent, grandchild, aunt, uncle, niece, or nephew, including stepparents, stepchildren, stepsiblings, and adoptions.
Cost to join
- A minimum deposit of $25.00 is required before membership can be activated.
Membership information collected October 5, 2026.