Credit union · NCUA insured
Elevations Credit Union Auto Loan Rates
Elevations Credit Union auto loans start at 5.49% APR for a new vehicle and 5.49% for a used one. Rates checked October 22, 2026.
How Elevations Credit Union’s auto loan rates compare
Compared with banks and credit unions near Boulder, CO, where Elevations Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Elevations Credit Union
5.49%APR
- Terms
- —
- Discount
- Included in the rate
Auto Loan
Lowest rate
First Tech Federal Credit Union
4.99%APR
- Terms
- up to 65 months
- Discount
- None included
2nd-lowest rate
Blue Federal Credit Union
4.99%APR
- Terms
- up to 84 months
- Discount
- Included in the rate
Elevations Credit Union auto loan score
69
Auto loan score
Higher than 25% of U.S. banks and credit unions
- New vehicleNew5.49%
- Used vehicleUsed5.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Elevations Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
Elevations Credit Union membership eligibility and one-time $5 membership fee required at account opening. Available for new and used vehicles, purchase or refinance. Actual APR offered is based on collateral, credit history, and underwriting factors. Advertised APRs include a 0.25% APR loan discount with an eligible active Peak Perks Checking or Summit Dividend Checking account.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.49% | Model Year 2022 - 2026. Rate shown as low as for qualified borrowers with eligible Peak Perks Checking or Summit Dividend Checking account. Payment example: 63 monthly payments of $183.06 per $10,000 borrowed at 5.49% available for qualified borrowers. |
| — | 5.74% | Model Year 2021 - older. Rate shown as low as for qualified borrowers with eligible Peak Perks Checking or Summit Dividend Checking account. |
Sources (2)
All captured Oct 22, 2026
Motorcycle Loan
Elevations Credit Union membership eligibility and one-time $5 membership fee required at account opening. Actual APR offered is based on credit history and underwriting factors. Rate shown as low as includes a 0.25% APR loan discount with eligible Peak Perks Checking or Summit Dividend Checking account.
| Terms | APR | Conditions |
|---|---|---|
| — | 9.74% | Motorcycle Year 2022 - 2026. Rate shown as low as for qualified borrowers with eligible Peak Perks Checking or Summit Dividend Checking account. |
| — | 10.24% | Motorcycle Year 2021 - older. Rate shown as low as for qualified borrowers with eligible Peak Perks Checking or Summit Dividend Checking account. |
Sources (1)
- elevationscu.com/resources/our-rates · captured Oct 22, 2026
Who can join Elevations Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Live or work in Adams, Arapahoe, Boulder, Broomfield, Chaffee, Clear Creek, Delta, Denver, Douglas, Eagle, El Paso, Elbert, Gilpin, Grand, Jackson, Jefferson, Lake, Larimer, Logan, Mesa, Morgan, Park, Pitkin, Routt, Summit, Teller, or Weld counties.
Employers and groups
- Work for one of the nearly 400 Elevations select employer groups (SEGs).
Military, government and schools
- Work or study at CU Boulder or Naropa University.
Family and household
- Be related to an Elevations member.
Other ways
- Donate $15 or more to the Local Change Foundation.
Cost to join
- Join Elevations by opening a Membership Savings Account and paying a one-time $5 membership fee for each account holder.
Membership information collected October 4, 2026.