Credit union · NCUA insured
Elevations Credit Union Credit Card Rates
Elevations Credit Union credit card rates start at 11.99% APR. Rates checked October 22, 2026.
How Elevations Credit Union’s credit card rates compare
Compared with banks and credit unions near Boulder, CO, where Elevations Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Elevations Credit Union
– –
- Up to
- —
No ongoing APR published
Lowest rate
Bank of Colorado
9.99%APR
- Up to
- —
2nd-lowest rate
First Tech Federal Credit Union
10.74%APR
- Up to
- 18.00% APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Elevations Visa Credit Card
Membership eligibility and one-time $5 membership fee required. Credit qualifications and approval required.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Introductory APR as low as 0% for 12 months (continues for 13 billing cycles) on purchases for new credit card accounts. |
| Ongoing | 11.99%–21.00% | None | Regular APR starting at 11.99% (range 11.99% to 21.00%). Rate shown as low as for qualified borrowers. Applied to purchases and balance transfers after introductory period. |
Sources (3)
- elevationscu.com/personal/credit-cards
- elevationscu.com/personal/credit-cards/low-rate-visa
- elevationscu.com/resources/our-rates
All captured Oct 22, 2026
Elevations Visa Rewards Credit Card
Membership eligibility and one-time $5 membership fee required. Credit qualifications and approval required.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Introductory APR as low as 0% for 12 months (continues for 13 billing cycles) on purchases for new credit card accounts. Earn 1 point per $1 spent. |
| Ongoing | 15.74%–21.00% | None | Regular APR starting at 15.74% (range 15.74% to 21.00%). Rate shown as low as for qualified borrowers. Applied to purchases and balance transfers after introductory period. Earn 1 point per $1 spent. |
Sources (3)
- elevationscu.com/personal/credit-cards
- elevationscu.com/personal/credit-cards/visa-rewards
- elevationscu.com/resources/our-rates
All captured Oct 22, 2026
Go Buffs Visa Signature Rewards Credit Card
Membership eligibility and one-time $5 membership fee required. Credit qualifications and approval required. $49 nonrefundable annual fee posted annually.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | $49 | Introductory APR as low as 0% for 12 months (continues for 13 billing cycles) on balance transfers for new credit card accounts. Balance transfer fee is 5.00% of the amount of each balance transfer (maximum $200). $150 bonus (15,000 points) after spending $2,000 in first 90 days. |
| Ongoing | 18.49%–21.00% | $49 | Regular APR starting at 18.49% (range 18.49% to 21.00%). Rate shown as low as for qualified borrowers. Applied to purchases and balance transfers after introductory period. Earn 3% cash back at select CU Merchants, 2% cash back on gas, restaurants, phone or streaming services, and 1% cash back on all other purchases. |
Sources (3)
- elevationscu.com/personal/credit-cards
- elevationscu.com/personal/cred…-buffs-signature-rewards
- elevationscu.com/resources/our-rates
All captured Oct 22, 2026
Visa Signature Cash Back Credit Card
Membership eligibility and one-time $5 membership fee required. Credit qualifications and approval required.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Introductory APR as low as 0% for 12 months (continues for 13 billing cycles) on purchases for new credit card accounts. Earn 1.5% cash back on all spending. $200 bonus when spending $1,000 in first 90 days. |
| Ongoing | 18.49%–21.00% | None | Regular APR starting at 18.49% (range 18.49% to 21.00%). Rate shown as low as for qualified borrowers. Applied to purchases and balance transfers after introductory period. Earn 1.5% cash back on all spending. |
Sources (3)
- elevationscu.com/personal/credit-cards
- elevationscu.com/personal/credit-cards/cash-rewards
- elevationscu.com/resources/our-rates
All captured Oct 22, 2026
Visa Signature Travel Rewards Credit Card
Membership eligibility and one-time $5 membership fee required. Credit qualifications and approval required. No foreign transaction fees.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Introductory APR as low as 0% for 12 months (continues for 13 billing cycles) on purchases for new credit card accounts. Earn 3 points per $1 on travel and 1.5 points per $1 on other purchases. Bonus of 25,000 points after spending $1,000 in first 90 days. |
| Ongoing | 18.49%–21.00% | None | Regular APR starting at 18.49% (range 18.49% to 21.00%). Rate shown as low as for qualified borrowers. Applied to purchases and balance transfers after introductory period. Earn 3 points per $1 on travel and 1.5 points per $1 on other purchases. |
Who can join Elevations Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Live or work in Adams, Arapahoe, Boulder, Broomfield, Chaffee, Clear Creek, Delta, Denver, Douglas, Eagle, El Paso, Elbert, Gilpin, Grand, Jackson, Jefferson, Lake, Larimer, Logan, Mesa, Morgan, Park, Pitkin, Routt, Summit, Teller, or Weld counties.
Employers and groups
- Work for one of the nearly 400 Elevations select employer groups (SEGs).
Military, government and schools
- Work or study at CU Boulder or Naropa University.
Family and household
- Be related to an Elevations member.
Other ways
- Donate $15 or more to the Local Change Foundation.
Cost to join
- Join Elevations by opening a Membership Savings Account and paying a one-time $5 membership fee for each account holder.
Membership information collected October 4, 2026.