Credit union · NCUA insured
Electric Machinery Employees CU Credit Card Rates
Electric Machinery Employees CU credit cards start at 12.75% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Electric Machinery Employees CU’s credit card rates compare
Compared with banks and credit unions near Minneapolis, MN-WI, where Electric Machinery Employees CU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Electric Machinery Employees CU
12.75%APR
Visa Credit Card
Lowest rate
NSP Credit Union
7.90%APR
2nd-lowest rate
Pipefitters Steamfitters Credit Union
8.75%APR
Electric Machinery Employees CU credit card score
69
Credit card score
Higher than 23% of U.S. banks and credit unions
- Purchase APRPurchase APR12.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Electric Machinery Employees CU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Credit Card
Membership eligibility requires employment at Electric Machinery Co., Minneapolis, Bokers, Minneapolis, or Timmerman Finishing, Fridley, or being a spouse/relative of a current member. $5 deposit required to open member account. A copy of a recent pay stub is required to close the loan. Maximum loan amount is $5,000.00.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.75% | None | Maximum loan amount $5,000.00. Down payment N/A. Interest rates and down payment are subject to borrower's credit history. |
Sources (3)
All captured Oct 7, 2026
Who can join Electric Machinery Employees CU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Bokers in Minneapolis are eligible to join the credit union.
- Employees of Electric Machinery Co. in Minneapolis are eligible to join the credit union.
- Employees of Timmerman Finishing in Fridley are eligible to join the credit union.
Family and household
- Spouses and relatives of current credit union members are eligible to join.
Membership information collected October 4, 2026.