Credit union · NCUA insured
Eglin Federal Credit Union Auto Loan Rates
Top CarrotEglin Federal Credit Union auto loans start at 4.74% APR for a new vehicle and 4.74% for a used one. Rates checked October 15, 2026.
How Eglin Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Crestview, FL, where Eglin Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Eglin Federal Credit Union
4.74%APR
- Terms
- up to 66 months
New & Used Auto Loans
Lowest rate
PenFed Credit Union
3.84%APR
- Terms
- up to 60 months
2nd-lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
Eglin Federal Credit Union auto loan score
87
Auto loan score
Higher than 80% of U.S. banks and credit unions
- New vehicleNew4.74%
- Used vehicleUsed4.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Eglin Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New & Used Auto Loans
Rate received is determined by an evaluation of the applicant's credit. A new auto is one that has never been titled; a used auto is one that has previously been titled. Vehicle must meet collateral guidelines.
| Terms | APR | Conditions |
|---|---|---|
| up to 66 months | 4.74% | New or Used Automobiles Up to 15 Years Old. |
| up to 74 months | 5.24% | New or Used Automobiles Up to 10 Years Old. |
| up to 84 months | 5.49% | New or Used Automobiles Up to 10 Years Old ($20k +). |
Sources (1)
- eglinfcu.org/auto · captured Oct 5, 2026
Who can join Eglin Federal Credit Union
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