Credit union · NCUA insured
Educational & Governmental Employees Federal Credit Union Credit Card Rates
Top CarrotEducational & Governmental Employees Federal Credit Union credit cards start at 8.75% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Educational & Governmental Employees Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near New York, NY-NJ, where Educational & Governmental Employees Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Educational & Governmental Employees Federal Credit Union
8.75%APR
Visa Premier
Lowest rate
Fox Federal Credit Union
6.95%APR
2nd-lowest rate
NYU Federal Credit Union
7.90%APR
Educational & Governmental Employees Federal Credit Union credit card score
89
Credit card score
Higher than 87% of U.S. banks and credit unions
- Purchase APRPurchase APR8.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Educational & Governmental Employees Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Classic
Qualification is based on member's credit. Rates assume A credit with automatic payment made from an E&G checking account.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.00% | None | Purchases. Rate assumes A credit with automatic payment made from an E&G checking account. |
| Ongoing | 13.50% | None | Balance Transfers. Rate assumes A credit with automatic payment made from an E&G checking account. |
Visa Credit Builder
Qualification is based on member's credit. Rates assume A credit with automatic payment made from an E&G checking account.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.75% | None | Purchases. Rate assumes A credit with automatic payment made from an E&G checking account. |
| Ongoing | 17.25% | None | Balance Transfers. Rate assumes A credit with automatic payment made from an E&G checking account. |
Visa Premier
Qualification is based on member's credit. Rates assume A credit with automatic payment made from an E&G checking account.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.75% | None | Purchases. Rate assumes A credit with automatic payment made from an E&G checking account. |
| Ongoing | 10.25% | None | Balance Transfers. Rate assumes A credit with automatic payment made from an E&G checking account. |
Visa Premier Rewards
Qualification is based on member's credit. Annual fee of $30.00 per year for Visa Premier with ScoreCard Rewards. Rates assume A credit with automatic payment made from an E&G checking account.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.75% | $30 | Purchases. Rate assumes A credit with automatic payment made from an E&G checking account. |
| Ongoing | 10.25% | $30 | Balance Transfers. Rate assumes A credit with automatic payment made from an E&G checking account. |
Who can join Educational & Governmental Employees Federal Credit Union
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