Credit union · NCUA insured
edU Federal Credit Union Auto Loan Rates
edU Federal Credit Union auto loans start at 5.25% for a used one. Rates checked October 22, 2026.
How edU Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where edU Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
edU Federal Credit Union
– –
- Terms
- —
- Up to
- —
- Discount
- —
No ongoing APR published
Lowest rate
GE Credit Union
3.99%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- Included in the rate
2nd-lowest rate
American Airlines Federal Credit Union
4.09%APR
- Terms
- 37–60 months
- Up to
- 13.14% APR
- Discount
- None included
edU Federal Credit Union auto loan score
74
Auto loan score
Higher than 37% of U.S. banks and credit unions
- Used vehicleUsed5.25%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where edU Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Vehicle
Membership eligible to employees and retirees of all New Castle County schools, and their immediate family members. Vehicles up to 3 years old qualify for new car financing.
| Terms | APR | Conditions |
|---|---|---|
| — | 3.00%–14.75% | Amount Financed: 100% Retail Value. Rates may vary depending on term and credit worthiness. |
| — | 2.75%–14.25% | Amount Financed: 80% Retail Value. Rates may vary depending on term and credit worthiness. |
Sources (3)
All captured Oct 7, 2026
Used Vehicle
Membership eligible to employees and retirees of all New Castle County schools, and their immediate family members. Used vehicles financed up to 10 years old.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.25%–15.25% | Amount Financed: 100% NADA Retail Value. Rates may vary depending on term and credit worthiness. |
| up to 48 months | 5.00%–15.00% | Amount Financed: 100% NADA Retail Value. Rates may vary depending on term and credit worthiness. |
| up to 24 months | 4.00%–14.00% | Amount Financed: 100% NADA Retail Value. Rates may vary depending on term and credit worthiness. |
| up to 12 months | 3.50%–13.50% | Amount Financed: 100% NADA Retail Value. Rates may vary depending on term and credit worthiness. |
Sources (3)
All captured Oct 7, 2026
Who can join edU Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.