Credit union · NCUA insured
Eastman Credit Union Auto Loan Rates
Top CarrotEastman Credit Union auto loans start at 4.74% APR for a new vehicle and 4.99% for a used one. Rates checked October 15, 2026.
How Eastman Credit Union’s auto loan rates compare
Compared with banks and credit unions near Kingsport, TN-VA, where Eastman Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Eastman Credit Union
4.74%APR
- Terms
- 36–120 months
- Up to
- 12.24% APR
Auto Loan
Lowest rate
United Southeast Federal Credit Union
3.75%APR
- Terms
- 36–84 months
- Up to
- —
3rd-lowest rate
Horizon Credit Union
5.00%APR
- Terms
- 37–60 months
- Up to
- 17.00% APR
Eastman Credit Union auto loan score
85
Auto loan score
Higher than 71% of U.S. banks and credit unions
- New vehicleNew4.74%
- Used vehicleUsed4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Eastman Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
| Terms | APR | Conditions |
|---|---|---|
| 36–120 months | 4.74%–12.24% | Rates accurate as of October 15, 2026 and are subject to change. Collateral type New Auto. Term 36 - 120 months. APR refers to Annual Percentage Rate; listed rates are our best rates and your rate may be higher depending on credit history, underwriting criteria and loan amount. Payment example is based on $20,000 for 75 months. |
| 36–120 months | 4.99%–12.89% | Rates accurate as of October 15, 2026 and are subject to change. Collateral type Used Auto. Term 36 - 120 months. APR refers to Annual Percentage Rate; listed rates are our best rates and your rate may be higher depending on credit history, underwriting criteria and loan amount. Payment example is based on $20,000 for 75 months. |
Who can join Eastman Credit Union
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