Credit union · NCUA insured
Eagle Community Credit Union Credit Card Rates
Eagle Community Credit Union credit cards start at 12.50% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Eagle Community Credit Union’s credit card rates compare
Compared with banks and credit unions near Los Angeles, CA, where Eagle Community Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Eagle Community Credit Union
12.50%APR
- Up to
- 21.90% APR
Platinum Credit Card
Lowest rate
F&A Credit Union
6.90%APR
- Up to
- 14.50% APR
2nd-lowest rate
Fox Federal Credit Union
6.95%APR
- Up to
- —
Eagle Community Credit Union credit card score
70
Credit card score
Higher than 26% of U.S. banks and credit unions
- Purchase APRPurchase APR12.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Eagle Community Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Credit Builder Secured Credit Card
Credit limit is secured by funds in a Credit Builder Savings Share account, requiring a deposit of 110% of the desired credit limit ($100 to $5,000). Designed for rebuilding credit or those with limited/no credit.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.90% | None | Fixed APR determined by credit qualifications. Credit limit ranges from $100 to $5,000, backed by 110% deposit into a Credit Builder Share. No annual fee, balance transfer fee, or over-limit fee. |
Platinum Credit Card
Credit limit from $500 to $20,000. Members cannot exceed $25,000 in total unsecured loans with Eagle.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.50%–21.90% | None | Fixed APR determined by creditworthiness/qualifications. Credit limits range from $500 to $20,000. No annual fee, balance transfer fee, or over-limit fee. |
Sources (3)
All captured Oct 6, 2026
Rewards Credit Card
Earns 1 Eagle Rewards point per $1 spent. Credit limit from $500 to $20,000. Members cannot exceed $25,000 in total unsecured loans with Eagle.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.99%–24.49% | None | Fixed APR determined by creditworthiness/qualifications. Credit limits range from $500 to $20,000. No annual fee, balance transfer fee, or over-limit fee. |
Sources (4)
All captured Oct 6, 2026
Who can join Eagle Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or studies in Orange County, California.
- Membership is open to individuals who live or work in Orange County or Riverside County.
Family and household
- Membership is open to family members (parents, grandparents, in-laws, siblings, aunts, uncles, nieces, nephews, cousins, children, grandchildren by blood, marriage, or adoption) and couples (including unmarried couples living together) of existing members.
Other ways
- Friends referred by existing members are eligible to join.
Cost to join
- Establishing and maintaining membership requires a share deposit of $5 into an Access Savings account.
Membership information collected October 5, 2026.